Stay informed about important updates that affect real estate investors.

Strengthen your real estate strategy with top-rated mentorship!

Complete the form below to receive follow-ups, appointment information, and service-related updates based on your inquiry.

ARY Services Inc offers real estate investment consultation and strategy calls. You can request a free consultation to map out deal acquisition, property management, and grow your portfolio. Get ready to springboard your investment strategy!

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The FREE Consultation

Stay informed about updates related to your real estate investment goals and consultation requests.

Once you fill out the form above a representative will call you to schedule a 30-minute consultation with an expert on real estate investing.

On that call we'll cover your current goals, strategies, real estate holdings and capabilities as an investor.

We'll guide you down the next best steps.

There is no obligation to purchase anything, but we do have more advanced mentorship options we'll discuss if it seems we can help you.

After The Consultation

After this FREE consultation, you'll walk away with a clear understanding of strengths and weaknesses with your current strategies and some actionable steps and clearer understanding of what you can do to expedite your business growth.

If it seems like any of our advanced mentorship options will benefit you, we'll cover those in detail and provide options to participate.

©2025-26 ARY Services, Inc. All Rights Reserved

414252 Culver Dr Ste A102 Irvine CA 92604

Legal:

The Clear Close is a DBA of West Capital Lending - NMLS# 1566096 · DRE# 02022356 -Privacy Policy

(www.nmlsconsumeraccess.org). We are an approved equal housing lender. This page was last updated on 03/11/2025.

©2025-26 ARY Services, Inc. All Rights Reserved

14252 Culver Dr, Ste. A102, Irvine, CA 92604

Email Address: [email protected]

Phone Number: 949-312-5950

This website is operated by ARY Services, Inc

We will not sell, share or disclose your email nor phone number with third parties or affiliates for marketing or promotional purposes.

Your contact information may be accessed by authorized service providers solely for the purpose of providing customer support or delivering communications you have requested.

Privacy Policy | Terms of Service

The Clear Close is a DBA of West Capital Lending an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington DC, 20580.

Meet Your Mortgage Team

At West Capital Lending

Jason Kim

NMLS# 1680429

Jason Kim is a mortgage and financial professional with over $150 million in funded loans and 8+ years of lending experience. In 2024 alone, he helped 112 homeowners nationwide. As a former top-performing manager at the #2 non-bank direct lender, Jason led a team closing over 3,800 loans annually, totaling nearly $1 billion a year. With 20+ years in enterprise software and full stack engineering, he brings a tech-forward, consultative approach to lending—focused on clarity, creativity, and results. Jason helps homeowners and investors make smarter financial decisions with real strategies—not just rate quotes.


Nikki Yun

NMLS# 13516

Nikki Yun is a highly accomplished mortgage professional with 20+ years of experience in the real estate financing industry. With over 5,000 loans closed and $1+ Billion in funded volume, she has built a stellar reputation for her expertise, integrity, and unwavering client commitment. She has achieved milestones few others have, consistently receiving Top Loan Officer Award, ranking her in top 5% of loan originator in the country. As a Vice President at West Capital Lending, she leads a team of professionals who share her dedication to excellence and service. Nikki takes pride in delivering a seamless, stress free lending experience through proactive communication, attention to detail, and deep industry knowledge.


Jason Kim is a mortgage and financial professional with over $150 million in funded loans and 8+ years of lending experience. In 2024 alone, he helped 112 homeowners nationwide. As a former top-performing manager at the #2 non-bank direct lender, Jason led a team closing over 3,800 loans annually, totaling nearly $1 billion a year. With 20+ years in enterprise software and full stack engineering, he brings a tech-forward, consultative approach to lending—focused on clarity, creativity, and results. Jason helps homeowners and investors make smarter financial decisions with real strategies—not just rate quotes.


Nikki Yun is a highly accomplished mortgage professional with 20+ years of experience in the real estate financing industry. With over 5,000 loans closed and $1+ Billion in funded volume, she has built a stellar reputation for her expertise, integrity, and unwavering client commitment. She has achieved milestones few others have, consistently receiving Top Loan Officer Award, ranking her in top 5% of loan originator in the country. As a Vice President at West Capital Lending, she leads a team of professionals who share her dedication to excellence and service. Nikki takes pride in delivering a seamless, stress free lending experience through proactive communication, attention to detail, and deep industry knowledge.


Why Consider Refinancing?

Homeowners are lucky to have this rare opportunity.


Rates have literally never been as low as they are now.


And it's unlikely we'll ever see such a thing again!


This economic environment has made it possible for the vast majority of homeowners to benefit from refinancing, whether they want to... 

  • Save $100's each month or $10,000's on their loan overall
  • Use the funds to pay down higher interest debts
  • Make improvements to their home
  • ​Skip a mortgage payment or two
  • ​Shorten or lengthen the term of their mortgage
  • ​Get cash out to invest in other opportunities.

But no matter what you could benefit most from, it would be a mistake not to take advantage of this opportunity!


No one knows exactly how long rates like this will last, but they probably won't like this forever!

Why Take Our Refinance Quiz?

This quiz was designed with two purposes in mind.


The first being so you could get a quick assessment on whether or not refinancing would make sense for your situation or be possible.


The second is to introduce you to us.


We've put together this free resource to provide genuine, cost-free assistance from one of the best lenders on the planet (and all lenders are not created equal).


We wanted to help as many people possible save money or make wise financial decisions. Our community and country need this kind of advice more than ever and we've stepped up.


When you take this quiz, if we think we can help you reach your goals, we'll let you know and provide no-cost information, guidance and quotes.


To provide no-cost, truly personalized results, we recommend providing the most accurate answers possible. 

  • We're NOT asking anything overly personal
  • We will NEVER sell or share your information
  • We're NOT collecting sensitive info on the quiz (like social security numbers or other data)

Who Can Benefit From Refinancing

There are a lot of factors to be considered, but as a general guide...


...if your mortgage rate can be reduced by 0.75% or greater, it will usually make sense to refinance.


Of course we'll help guide you on that after taking the quiz.


And for a large number of people, this will be a real possibility. 


And when we provide quotes, we'll break down the savings or cash out potential for you!


Recent statistics show that... 


...there are about 5 Billions Dollars worth of mortgages currently on the market that could benefit from a refinance.  


That's a lot of mortgages and yours could be one of them!

We Certainly Hope We Can Help You!

Start the quiz now so we can help assess your situation and begin locking-in low rates while they're still here.